A life insurance policy can offer guarantees and is critical to be apart of your financial picture.
Top 3 items to review
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1.
Once you figure out how much coverage you'll need, you’ll need to find the best insurance policy. Your main options are term life, which may better fit your current budget, or whole life, for permanent coverage that also grows cash value.
Consider term life for:
Death benefit protection without cash value accumulation.
Life insurance on a limited budget.
Ability to convert to long-term life insurance.
Consider whole life for:
Long-term death benefit protection.
Stable cash value accumulation.
Potential to receive dividends.
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2.
Let us shop for you!
An insurance policy is only as good as the company that backs it, so make sure you choose a company you can rely on to be around for as long as you'll need your coverage, and one that is highly prudent and financially strong in order to ensure that the claims of its policyholders can be paid.
We have partnered with the top insurance companies to give our clients the best polices possible.
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3.
Consult a financial professional!
A financial professional can help you factor in your financial considerations, your needs, and your family's needs. Ask us about any aspect of a financial policy or product that is not clear to you. Review your insurance coverage with your financial professional on a regular basis to ensure that the coverage is keeping up with changes in your needs and income.